1. Acceptance of Terms

By accessing, browsing, registering on, or subscribing to any service offered by The Wise Stock firm, you acknowledge that you have read, understood, and agreed to be bound by these Terms & Conditions, Privacy Policy, Risk Disclosure, and all applicable laws and regulations.

The Company reserves the right to modify, update, or amend these Terms & Conditions at any time without prior notice. Continued use of the website and services shall constitute acceptance of such modifications.

2. Regulatory Compliance

The Wise Stock operates in accordance with the regulations, circulars, guidelines, and directions issued by the Securities and Exchange Board of India (SEBI) from time to time.

The Company shall strictly comply with all applicable SEBI regulations governing Research Analysts and related activities. Any changes in regulatory requirements shall automatically apply to the Company's services and practices.

3. Nature of Services

The Wise Stock provides research-based information, market insights, educational content, and research recommendations based on publicly available information and internal research methodologies.

The services provided by the Company do not guarantee profits, assured returns, capital protection, or recovery of losses. All investment and trading decisions shall be taken solely by the client at their own discretion and risk.

4. Risk Disclosure

Investments and trading in securities, derivatives, commodities, and other financial instruments are subject to market risks.

Past performance is not indicative of future results. Market conditions may change rapidly and may result in partial or complete loss of invested capital.

Clients are advised to carefully read all risk disclosures and evaluate their financial condition before acting on any research recommendation.

5. Research Reports and Recommendations

Research reports and recommendations are prepared using information believed to be reliable and obtained from publicly available sources.

While reasonable care is taken to ensure accuracy, completeness, and reliability, The Wise Stock does not warrant or guarantee the accuracy, adequacy, or completeness of any information contained in its reports.

Any opinions, estimates, projections, or forecasts expressed in research reports represent the views of the analysts as of the date of publication and may be subject to change without notice.

6. Client Suitability

Recommendations and research reports are prepared based on information provided by clients regarding their investment objectives and financial requirements.

The Company shall not be liable for any mismatch between client expectations and actual market performance or investment outcomes.

Clients are responsible for ensuring that any investment decision is suitable for their individual financial circumstances.

7. No Guarantee of Returns

The Wise Stock does not provide guaranteed returns, assured profits, fixed income, capital protection, or loss recovery commitments under any circumstance.

Any statements made by employees, representatives, or agents contrary to this clause shall be treated as unauthorized and shall not bind the Company.

8. Communication and Notifications

By subscribing to the Company's services, clients consent to receive communications through telephone calls, SMS, WhatsApp messages, emails, mobile applications, and other electronic means.

Such communications may include research reports, service updates, regulatory disclosures, educational content, promotional offers, newsletters, and important notifications.

Clients may opt out of promotional communications as permitted by applicable laws.

9. Confidentiality and Intellectual Property

All research reports, recommendations, analyses, educational materials, presentations, and website content are proprietary and confidential intellectual property of The Wise Stock.

Clients shall not copy, reproduce, distribute, publish, modify, transmit, share, or commercially exploit any content without prior written permission from the Company.

Unauthorized distribution or misuse may result in suspension of services and legal action.

10. Website Usage

The information available on the website is intended solely for informational purposes.

Users shall use the website lawfully and shall not engage in activities that may damage, disrupt, interfere with, or compromise the functionality, security, or integrity of the website.

The Company reserves the right to restrict or terminate access to any user who violates these Terms & Conditions.

11. Third-Party Links

The website may contain links to third-party websites for convenience and informational purposes.

The Wise Stock does not endorse, control, or assume responsibility for the content, services, privacy practices, or policies of any third-party website.

Users access such websites entirely at their own risk.

12. Limitation of Liability

The Wise Stock, its directors, officers, employees, associates, affiliates, consultants, and representatives shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising from:

• Use or inability to use the website or services;
• Errors, omissions, delays, interruptions, or inaccuracies in information;
• Technical failures, software malfunctions, server downtime, or communication failures;
• Unauthorized access to client accounts or information;
• Market losses arising from investment or trading decisions;
• Force majeure events beyond the Company's control.

13. Force Majeure

The Company shall not be responsible for any delay, interruption, suspension, or failure in performance caused by events beyond its reasonable control, including but not limited to natural disasters, acts of God, government actions, strikes, war, riots, cyber-attacks, power failures, telecommunications failures, or other unforeseen circumstances.

14. Privacy and Data Protection

The Company may collect personal information including name, address, mobile number, email address, PAN details, and other information necessary for compliance, onboarding, and service delivery.

Such information shall be handled in accordance with applicable laws and the Company's Privacy Policy.

The Company shall not sell or disclose personal information to unauthorized third parties except where required by law, regulation, or client consent.

15. Non-Resident Indians (NRIs) and Foreign Nationals

NRIs and foreign nationals accessing the Company's website or services shall ensure compliance with all applicable laws and regulations governing their participation.

The Company shall not be responsible for determining eligibility under the laws applicable to such persons.

16. Contact Information

For any queries, complaints, grievances, or clarification regarding these Terms & Conditions, clients may contact The Wise Stock through the official contact details published on the website.

By using our website and subscribing to our services, you acknowledge that you have read, understood, and agreed to be bound by these Terms & Conditions.